here to view the 2014 Year In Review letter
Mr. Theodore Daniels, Founder and President (PDF file)
The primary mission of this non-profit organization is to
enhance the level of financial and economic literacy of
individuals and households in the United States and promote
professional development at the initial stage of career
development and mid-level management.
Our expertise is the development
and presentation of customized financial education and
professional development seminars and workshops.
The Society has developed and presented a series of
seminars under the title of "Mind Over Money Skills," which
includes Credit Management, Personal Money Management,
Investor Education, and Homeownership.
The seminars, developed and presented by the organization,
are designed to expose individuals to the fundamentals,
strategies and the intricacies of personal financial
management that they may not get elsewhere (or learn too
late). Through these seminars individuals are gaining a
better understanding of personal financial management and
other economic topics as well as practical uses of financial
management strategies and economic skills in everyday life.
With this knowledge individuals are able to make informed
decisions regarding credit, spending, saving, investing,
retirement planning, estate planning, and other personal
financial matters. Since inception, the organization has
presented personal financial management seminars on the
campuses of over 90 colleges and universities.
The U. S. Department of Treasury's Office of Financial
Education has recognized our seminars as having met the
criteria for effective financial education programs as
identified by that office. On December 9, 2009, the
organization received the FDIC Chairman's Award for
Excellence and Innovation in Financial Education.
Downloadable brochure (PDF files, requiring Adobe
Newsletter - current and past issues
Special Tax Issue 2013
WhatsMyScore.org - offers resources to
help you manage your credit and maximize your credit
- specialized calculators to help you figure out how
to pay off a loan, what your mortgage payment will be,
or a large variety of other financial matters.
Moneyaisle.com - an online auction
marketplace where consumers find great rates on Bank CDs
and High-Yield Savings accounts, absolutely free.
LowerMyBills.com - a one-stop
destination that enables you to compare rates from over
500 service providers across multiple categories,
including home loans, credit cards, auto and health
insurance, and long-distance and wireless services.
Social Security Retirement Estimator
Estimator is a very easy to use on-line calculator that
helps you see an estimate of what your benefit will be
at age 62, at full retirement age, and at age 70.
Debt Collection video from the Federal Trade
It's especially important during
uncertain economic times that people know how to manage
not only their debt, but also their interactions with
debt collectors. To remind people of their rights - and
debt collectors of their obligations - the FTC issued
this video in English and Spanish.
to join our mailing list
Some helpful links
401(k) "Save the Max" Calculator
Employees can use it to determine how much to put away each pay
period to contribute the IRS maximum limit in 2013.
Education - offers resources to help you plan
for-and pay for- college.
Credit Hotel - a game to help you improve your
for stock quotes and market news
tips from the "Choose
to Save" Website
for stocks and mutual funds
Financial Services for research and analysis
of mutual funds and other collective investments
An extensive listing of scholarships that you can
About Mutual Funds
Federal Trade Commission - resources for
preventing, detecting, and reporting identity theft.
is the official job site of the U.S. Federal Government.
It's your one-stop source for Federal jobs and
Mutual Funds: Investing in America's Future -
A directory of mutual funds who are members of the
Investment Company Institute.
|2012 - Open Rating, Inc.,
a Dunn and Bradstreet company, issued a five star past
performance rating of the Society for Financial Education and
Professional Development, Inc. (SFEPD), based on a confidential
survey of its partners and sponsors. The following components
were included in the survey:
- Order Accuracy
- Business Relations
- Customer Support
Feb. 5, 2015 - Mr. Daniels was a guest on the radio show "Healthy,
Wealthy and Wise" on WURD 900 AM in
Theodore Daniels wrote two articles that were included in
Financial Literacy special publication
in the San Francisco Chronicle.
R. Daniels served
as a key expert in the development of the Asian Pacific
Economic Cooperative Guidebook on Financial and Economic
Literacy in Basic Education. The Guidebook demonstrates how
to design and implement learning activities related to
financial and economic literacy in primary and lower
secondary schools. To review the guidebook click
Read CEO Theodore Daniels'
blog on the Huffington Post.
Latest entry (June 24, 2013) -
"Take a Chance on Yourself"
Browse to our
for previous news releases, newsletters, and other information.
BusinessInsider.com describes four
tax breaks every college student should know about. With the
national student debt past the $1 trillion mark, now would be a
good time to review some of the most lucrative tax breaks for
ASSISTANCE - Employees can exclude up to $5,250 annually in
employer-provided education assistance from income and
employment taxes, while employers can deduct up to $5,250
annually for qualified education expenses paid on behalf of an
employee. The 2012 Act makes these provisions permanent.
SCHOLARSHIPS - The 2012 Act makes permanent the exclusion from
income for income tax purposes of scholarships from the National
Health Services Corps Scholarship Program and the Armed Forces
Did you know...?
Based on data from the Center on
Budget and Policy Priorities and the Social Security
Administration, 54.8 percent of Americans 65 and older receive
more than 50 percent of their income from Social Security
benefits. Additionally, 25.7 percent receive more than 90
percent of their income from Social Security benefits.